Sound of Music, an electronics store, found in 1966, later the company started to deal with home appliances and VCRs and the name of the store changed as Best Buy. Now a days, Best Buy is a largely popular retail store, it has over 900 stores nationwide. Citi Bank offers two credit cards with Best Buy. One is My Best Buy Credit Card and the other is My Best Buy Visa Card.
My Best Buy Credit Card and My Best Buy Visa Card Rewards
You will get 5% back in rewards. That is, you will earn reward certificates of $5 on every $100 spent on your My Best Buy Credit card at Best Buy. You will be eligible for Bank Points and use them in future purchases at Best Buy stores or Best Buy.com .You can earn 10% back in rewards on your first purchase using your card at Best Buy or you can choose to finance. You can earn 3% back in rewards on gas purchases using you’re my Best Buy Visa Card, 2% back in rewards on purchases at restaurants, bars, and grocery stores using your My Best Buy Visa Card. If you shop at outside the Best Buy stores or Pacific Sales Kitchen and Home stores by using your My Best Buy Visa Card, you will still earn 1% back in rewards.
My Best Buy Card Bill Payment Options
Once you start using your Best Buy Card, you need to pay your monthly bill within the due date every month. You can choose any of the payment procedures between the 4 options, which one is convenient for you. You can pay your bill online, by phone, by text, or by mail.
How to Pay Your Best Buy Credit Card Bill Online
If you want to make your Best Buy Credit Card Bill Payment online, firstly you have to sign on to your account online. If you already have done it, you just need to visit the Best Buy sign-on page , enter your User ID and Password, and click the sign-on button. Before you start the process, have your checking account number and bank’s routing number handy. Now, just follow the on-screen instructions to pay your bill online.
If you are a new user of My Best Buy Credit Card and thinking to pay your monthly bill online, you have to register your card online. For that, open the best buy sign on page here. When the sign-on widget appears, you will see the ‘Register Your Card’ link just below the sign on box. Click the link to register your card account online. Here you will need to verify your card information. For that, enter your card number, your name as it appears on the card, your security code, and the last 4 digits of the primary card holder’s social security number and click the ‘Verify’ button. And then follow the on-screen guidelines to register your card. Once the card is registered, sign on to your account and make the payment of your Best Buy Credit Card.
How to Pay My Best Buy Card Bill by Mail
If you are going to pay your Best Buy Card bill by mail, you will need to send a check or money order to the Best Buy Card Payment post box. And before sending the check or money order remember to attach your payment memo from the statement.
If you are a Best Buy Credit Card user, send your payment to:
My Best Buy Credit Card Payments
P.O. Box 9001007
Louisville, KY 40290-1007
If you are having Best Buy Visa Card, Send your payment to:
My Best Buy Visa Card Payments
P.O. Box 78009
Phoenix, AZ 85062-8009
If you are making a late payment for any of the card and want it to reach overnight, send your payment to:
Attn: Consumer Payment Dept.
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213
In the event of sending a late payment, please mention Overnight Delivery/ Express Payment for either Best Buy Card.
How to Your Pay Best Buy Card Over Phone
You can also pay your Best Buy Card monthly bill over phone and it is absolutely free. All you need to do is, have your checking account number, bank’s routing number handy and call the automated service at 800-950-5114.
How to Make Best Buy Card Payment via Text
You can make your Best Buy Card payment via text also. Text PAY to 81964 from the phone number linked with your Best Buy card account. You will need to verify your identity and again text the amount you want to pay and mention the account from which the amount will be debited. Your mobile service provider may apply charges for sending and receiving texts.
The Late Fee Amount
You will be charged a late fee of $29, if you don’t pay the minimum due or the entire balance within the due date. The amount will increase up to $40, if you have made late payment in the prior six months.
The Best Buy Credit Card FAQ
Where can I use Best Buy Credit Card?
If you are a Best Buy Credit Card user, you can use the card at Best Buy retail stores and for online shopping with Best Buy.
If you are having My Best Buy Visa Card, you can use the card anywhere Visa is accepted and at the Best Buy store, or website as well.
What are the Interest Rates and Fees of either Best Buy Card?
Best Buy Cards don’t offer any intro APR. My Best Buy Credit Card and My Best Buy Visa Card, both have the regular APR 29.24%. Both cards have no annual fee. The Balance transfer fee is, either $15 or 5% of the amount of each transfer; whichever is greater. The cash advance fee is, $10 or 5% of the amount of each transfer; whichever is greater.
What is the customer service number of Best Buy Cards?
The customer service number of the Best Buy Card is,
1-888-574-1301
Mon – Fri 9 a.m. – 9 p.m. local time
Saturday 8 a.m. – 8 p.m. local time
Sunday 8 a.m. – 6 p.m. local time
